Unsecured business funding repaid from your card takings
Merchant Cash Advance
A merchant cash advance turns future card takings into working capital today. There are no fixed monthly repayments — you pay back an agreed small percentage of each card transaction, so repayments…
A merchant cash advance turns future card takings into working capital today. There are no fixed monthly repayments — you pay back an agreed small percentage of each card transaction, so repayments flex with your trading.
What is included
- Funding from £3,000 to £500,000
- Repay as a percentage of card takings — quiet months cost you less
- Decisions typically within 24–48 hours
- No fixed monthly repayment and no asset security required
- One clear cost agreed up front — no compounding interest
- Suitable for hospitality, retail, salons, garages and e-commerce
How it works
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Quick eligibility check
Three to six months of card processing statements is usually all we need.
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Matched to a lender
We place your profile with the funders most likely to approve it at the best rate.
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Review your offer
Advance amount, total repayable and the split percentage — all in one page.
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Funds released
Money typically lands in your account within 48 hours of acceptance.
Providers on our merchant cash advance panel
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YouLend
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365 Finance
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Love Finance
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iwoca
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Capify
Futurion Marketing is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria.