Unsecured business funding repaid from your card takings

Merchant Cash Advance

A merchant cash advance turns future card takings into working capital today. There are no fixed monthly repayments — you pay back an agreed small percentage of each card transaction, so repayments…

Small business owner reviewing finance options on a laptop

A merchant cash advance turns future card takings into working capital today. There are no fixed monthly repayments — you pay back an agreed small percentage of each card transaction, so repayments flex with your trading.

What is included

  • Funding from £3,000 to £500,000
  • Repay as a percentage of card takings — quiet months cost you less
  • Decisions typically within 24–48 hours
  • No fixed monthly repayment and no asset security required
  • One clear cost agreed up front — no compounding interest
  • Suitable for hospitality, retail, salons, garages and e-commerce

How it works

  1. Quick eligibility check

    Three to six months of card processing statements is usually all we need.

  2. Matched to a lender

    We place your profile with the funders most likely to approve it at the best rate.

  3. Review your offer

    Advance amount, total repayable and the split percentage — all in one page.

  4. Funds released

    Money typically lands in your account within 48 hours of acceptance.

Providers on our merchant cash advance panel

  • YouLend logo YouLend
  • 365 Finance logo 365 Finance
  • Love Finance logo Love Finance
  • iwoca logo iwoca
  • Capify logo Capify

Futurion Marketing is a credit broker, not a lender. Finance is subject to status, affordability and lender criteria.